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Good for

  • Interactive, multiplayer AI stories ("Worlds") and a fully published price list.

Skip it if

  • You want a cheap way in: generating anything beyond text needs its $24.99-a-month plan.
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Xotic AI home page
Xotic AI's home page, November 2026 (our screenshot).

Xotic AI is an AI companion platform with one feature that suits story readers: "Worlds", multiplayer stories where several people steer the same AI-run scene. It also does chat, images and video. Like the other AI apps here, the writing is generated, not authored.

A stack of books next to two lit candles
Photo by Mary Skrynnikova 馃挍馃挋 on Unsplash

Ultimate costs $24.99 a month or $149.99 a year with 1,000 XOT a month, and unlike most rivals it publishes what every action costs. It is also the only AI app here with a real age check in the UK (facial age estimation, with an ID fallback). Its privacy policy is generic and doesn't say whether chats train models. More in our AI erotica guide.

The facts

Price
Free accounts get a few starter messages and a one-time 200 XOT, and generating images or videos needs a plan. Ultimate is $24.99/mo or $149.99/yr and includes 1,000 XOT a month. Elite is $74.99/mo or $449.99/yr and includes 6,000 XOT a month. An image costs 50 XOT, and a NOVA video costs 50 XOT per second at 720p or 90 XOT per second at 1080p, so a 5-second 720p clip is 250 XOT. XOT packs run from $19.99 for 2,200 to $499.99 for 110,000, which works out to about $0.45 per image at the smallest pack.[1][2][3]
What's on it
An 18+ platform for explicit companion chat, sexting mode, AI images, image-to-video clips, voice and video calls, and multiplayer stories ("Worlds"). No user numbers or app-store listings are published.[4][5]
Content rules & age checks
Users confirm they are 18+ at an age gate. UK visitors must pass facial age estimation by the provider Facia, with an ID and selfie as the fallback. Outputs that resemble minors, depictions of real people without consent and non-consensual content are banned, and AI filters plus human compliance officers review flagged content. The guide describes animating only images made on Xotic and does not document real-photo uploads or face swaps.[6][7][8]
Privacy & billing
The privacy policy (updated June 2, 2025) is generic. It collects chat history, keeps data "as long as necessary" and shares it with service providers, including for marketing help. The terms (updated Oct 20, 2026) say private chats and media are not sold or used for advertising but may be accessed to "operate, secure, and improve" the service. Neither document says whether chats train AI models.[9][5]
Complaints & paywalls
No regulator action, lawsuit or breach involving Xotic Tech O脺 or Xotic AI was found, and a CourtListener federal docket search for the company name returned no cases (Nov 2026). (Our own check: no published source found.)

Sources

  1. Xotic AI: Plans (checked Nov 10, 2026) xotic.ai
  2. Xotic AI Guide: XOT Costs (updated Oct 25, 2026) xotic.ai
  3. Xotic AI Guide: Getting XOT xotic.ai
  4. Xotic AI Guide: FAQ xotic.ai
  5. Xotic AI: Terms of Service (s. Private Content) xotic.ai
  6. Xotic AI: KYC Policy xotic.ai
  7. Xotic AI: Prohibited Content Policy xotic.ai
  8. Xotic AI Guide: Image-to-Video xotic.ai
  9. Xotic AI: Privacy Policy xotic.ai

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